Personal Finance Essentials

Quickest Way for Students to Feel Confident with Their Money

A Courseware that Provides Hands-on Personal Finance Experiences

Teach Students
To master their money

Give students hands-on experience with budgets, credit, and investments without impacting their financial futures! With Personal Finance Essentials, students learn to set financial goals, follow monthly budgets, improve their credit scores, determine saving strategies, and understand the stock market. This courseware makes it easy to set students on the pathway to long-term financial success.

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Definition of Courseware

Updated every year

with lifetime access for students

100+ resources

Case studies, lecture slides, exams, lesson plans, and more

Virtual TA by Stukent

with a 96% customer service satisfaction rating

Key Learning Objectives

  • Implement money saving tips and tricks
  • Understand the role of banks as financial intermediaries
  • Learn steps to build and keep a positive credit score
  • Analyze different aspects of living costs and ownership as a young adult
  • Build confidence in the process of investing in the stock market
  • Assess your current financial well-being and "money personality"
  • Create a 30-day budget by analyzing your income and expenses
  • Understand the basic functioning and role of insurance as means to mitigate risk
  • Display basic understanding of basic principles of deductions and taxes
  • Analyze the different levels of risk associated with investing

Table of Contents

Chapter 1 – Introduction to Personal Finance

Chapter 2 – Personal Goals and Financial Philosophy

Chapter 3 – Earning Money

Chapter 4 – Budgeting

Chapter 5 – Banking and Insurance

Chapter 6 – Borrowing Money

Chapter 7 – Credit and Debit Cards

Chapter 8 – Credit Scores and Credit Issues

Chapter 9 – Spending Money

Chapter 10 – Spending on a Place to Live

Chapter 11 – Saving Money

Chapter 12 – Investing Money

Chapter 13 – Bonus: Annotated Bank Terms and Conditions

Chapter 14 – Bonus: Annotated Credit card Terms and Conditions

Chapter 15 – Bonus: Annotated Lease Agreement

More Than

120+ Instructor Resources

Including 1 Sample Syllabus with

2 Sample Course Calendars + 2 ongoing projects (30-day budget project + book report)

0
Assignments
0
Lecture Slides
0
Lesson Plan
0
Quizzes
0
Quiz Review Slides
0
Projects

LMS Integration Available

Single Sign-on   |   Rostering   |   Grade Book Syncing​

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ABOUT THE AUTHOR

Ralf Mehnert-Meland

Ralf Mehnert-Meland holds a Juris Doctor from George Washington University, a Bachelor of Arts in Marketing and International Business from Carthage College, and a degree as banker (“Bankkaufmann”) in his native Germany. He has published three books on the Ecu, the predecessor to the Euro, and the European Central Bank.

Ralf has significant business experience in developing domestic and international business in the ERP, Cloud, agriculture, and healthcare industries. He is a licensed attorney and has worked in global executive and management positions in the United States and Germany. 

Ralf is currently an Assistant Professor at Minnesota State University Moorhead where he teaches business law, ethics, and personal finance. His teaching philosophy is “Keep it simple, keep it real, and make it relevant for the students.”

He learned about personal finance from his teaching, jobs, and real-life experiences, but most importantly from making mistakes – and learning from them.

Help educators help students help the world

Stukent Keeps Academia Current

2018~2021

120 Instructor Resources

  • 1 Sample Syllabus
  • 2 Sample Course Calendars (there will be 2 due to the placement of 3 bonus annotated chapters)
  • 15 Lesson Plans
  • 15 Quizzes (17 if you count the pre/post-course literacy quizzes)
  • 15 Quiz Review Slides
  • 40 Assignments (approx. 50 if you include the assignments for the ongoing projects – let’s say 40 to be safe)
  • 2 ongoing projects (30-day budget project + book report)
  • 30 lecture slides (15 each of student/instructor version)

Key Learning Objectives

  • Implement money saving tips and tricks.
  • Understand the role of banks as financial intermediaries.
  • Learn steps to build and keep a positive credit score.
  • Analyze different aspects of living costs and ownership as a young adult.
  • Build confidence in the process of investing in the stock market
  • Assess your current financial well-being and “money personality”.
  • Create a 30-day budget by analyzing your income and expenses.
  • Understand the basic functioning and role of insurance as means to mitigate risk.
  • Display basic understanding of basic principles of deductions and taxes.
  • Analyze the different levels of risk associated with investing.

Table of Contents

  • Chapter 1 – Introduction to Person Finance
  • Chapter 2 – Personal Goals and Financial Philosophy
  • Chapter 3 – Earning Money
  • Chapter 4 – Budgeting
  • Chapter 5 – Banking and Insurance
  • Chapter 6 – Borrowing Money
  • Chapter 7 – Credit and Debit Cards
  • Chapter 8 – Credit Scores and Credit Issues
  • Chapter 9 – Spending Money
  • Chapter 10 – Spending on a Place to Live
  • Chapter 11 – Saving Money
  • Chapter 12 – Investing Money
  • Chapter 13 – Bonus: Annotated Bank Terms and Conditions
  • Chapter 14 – Bonus: Annotated Credit card Terms and Conditions
  • Chapter 15 – Bonus: Annotated Lease Agreement

About The Author

Ralf Mehnert-Meland holds a Juris Doctor from George Washington University, a Bachelor of Arts in Marketing and International Business from Carthage College, and a degree as banker (“Bankkaufmann”) in his native Germany. He has published three books on the Ecu, the predecessor to the Euro, and the European Central Bank.

Ralf has significant business experience in developing domestic and international business in the ERP, Cloud, agriculture, and healthcare industries. He is a licensed attorney and has worked in global executive and management positions in the United States and Germany. 

Ralf is currently an Assistant Professor at Minnesota State University Moorhead where he teaches business law, ethics, and personal finance. His teaching philosophy is “Keep it simple, keep it real, and make it relevant for the students.”

He learned about personal finance from his teaching, jobs, and real life experiences, but most importantly from making mistakes – and learning from them.