Teach Students
To master their money
Give students hands-on experience with budgets, credit, and investments without impacting their financial futures! With Personal Finance Essentials, students learn to set financial goals, follow monthly budgets, improve their credit scores, determine saving strategies, and understand the stock market. This courseware makes it easy to set students on the pathway to long-term financial success.
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Definition of Courseware
Updated every year
with lifetime access for students
100+ resources
Case studies, lecture slides, exams, lesson plans, and more
Stukent Support Team
with a 96% customer service satisfaction rating
Key Learning Objectives
- Implement money saving tips and tricks
- Understand the role of banks as financial intermediaries
- Learn steps to build and keep a positive credit score
- Analyze different aspects of living costs and ownership as a young adult
- Build confidence in the process of investing in the stock market
- Assess your current financial well-being and "money personality"
- Create a 30-day budget by analyzing your income and expenses
- Understand the basic functioning and role of insurance as means to mitigate risk
- Display basic understanding of basic principles of deductions and taxes
- Analyze the different levels of risk associated with investing
Table of Contents
Chapter 1 – Introduction to Personal Finance
Chapter 2 – Personal Goals and Financial Philosophy
Chapter 3 – Earning Money
Chapter 4 – Budgeting
Chapter 5 – Banking and Insurance
Chapter 6 – Borrowing Money
Chapter 7 – Credit and Debit Cards
Chapter 8 – Credit Scores and Credit Issues
Chapter 9 – Spending Money
Chapter 10 – Spending on a Place to Live
Chapter 11 – Saving Money
Chapter 12 – Investing Money
Chapter 13 – Bonus: Annotated Bank Terms and Conditions
Chapter 14 – Bonus: Annotated Credit card Terms and Conditions
Chapter 15 – Bonus: Annotated Lease Agreement
More Than
120+ Instructor Resources
Including 1 Sample Syllabus with
2 Sample Course Calendars + 2 ongoing projects (30-day budget project + book report)
Simplify Education
with LMS Integration
Single Sign-on | Rostering | Grade Book Syncing | Deep Linking
Related Courses
ABOUT THE AUTHOR
Ralf Mehnert-Meland
Ralf Mehnert-Meland holds a Juris Doctor from George Washington University, a Bachelor of Arts in Marketing and International Business from Carthage College, and a degree as banker (“Bankkaufmann”) in his native Germany. He has published three books on the Ecu, the predecessor to the Euro, and the European Central Bank.
Ralf has significant business experience in developing domestic and international business in the ERP, Cloud, agriculture, and healthcare industries. He is a licensed attorney and has worked in global executive and management positions in the United States and Germany.
Ralf is currently an Assistant Professor at Minnesota State University Moorhead where he teaches business law, ethics, and personal finance. His teaching philosophy is “Keep it simple, keep it real, and make it relevant for the students.”
He learned about personal finance from his teaching, jobs, and real-life experiences, but most importantly from making mistakes – and learning from them.
120 Instructor Resources
- 1 Sample Syllabus
- 2 Sample Course Calendars (there will be 2 due to the placement of 3 bonus annotated chapters)
- 15 Lesson Plans
- 15 Quizzes (17 if you count the pre/post-course literacy quizzes)
- 15 Quiz Review Slides
- 40 Assignments (approx. 50 if you include the assignments for the ongoing projects – let’s say 40 to be safe)
- 2 ongoing projects (30-day budget project + book report)
- 30 lecture slides (15 each of student/instructor version)
Key Learning Objectives
- Implement money saving tips and tricks.
- Understand the role of banks as financial intermediaries.
- Learn steps to build and keep a positive credit score.
- Analyze different aspects of living costs and ownership as a young adult.
- Build confidence in the process of investing in the stock market
- Assess your current financial well-being and “money personality”.
- Create a 30-day budget by analyzing your income and expenses.
- Understand the basic functioning and role of insurance as means to mitigate risk.
- Display basic understanding of basic principles of deductions and taxes.
- Analyze the different levels of risk associated with investing.
Table of Contents
- Chapter 1 – Introduction to Person Finance
- Chapter 2 – Personal Goals and Financial Philosophy
- Chapter 3 – Earning Money
- Chapter 4 – Budgeting
- Chapter 5 – Banking and Insurance
- Chapter 6 – Borrowing Money
- Chapter 7 – Credit and Debit Cards
- Chapter 8 – Credit Scores and Credit Issues
- Chapter 9 – Spending Money
- Chapter 10 – Spending on a Place to Live
- Chapter 11 – Saving Money
- Chapter 12 – Investing Money
- Chapter 13 – Bonus: Annotated Bank Terms and Conditions
- Chapter 14 – Bonus: Annotated Credit card Terms and Conditions
- Chapter 15 – Bonus: Annotated Lease Agreement
About The Author
Ralf Mehnert-Meland holds a Juris Doctor from George Washington University, a Bachelor of Arts in Marketing and International Business from Carthage College, and a degree as banker (“Bankkaufmann”) in his native Germany. He has published three books on the Ecu, the predecessor to the Euro, and the European Central Bank.
Ralf has significant business experience in developing domestic and international business in the ERP, Cloud, agriculture, and healthcare industries. He is a licensed attorney and has worked in global executive and management positions in the United States and Germany.
Ralf is currently an Assistant Professor at Minnesota State University Moorhead where he teaches business law, ethics, and personal finance. His teaching philosophy is “Keep it simple, keep it real, and make it relevant for the students.”
He learned about personal finance from his teaching, jobs, and real life experiences, but most importantly from making mistakes – and learning from them.
