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budgeting worksheet

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How the Personal Finance Simulation Works:​


Students start with budgets to track and basic bills to pay. Academic performance in class determines if they earn a raise or lose income.

Assets & Liabilities

Students develop credit scores based on in-class behavior and simulation decisions. The scores allow them to take on liabilities and purchase assets like cars and real estate.

Income Growth

Students may choose to explore other sources of income such as starting a business in class, taking a second job, or investing in the stock market.

Life Happens

Just like the real world is full of surprises, students experience unexpected events that influence their finances.

Buying Grades

By applying budgeting skills, students regularly purchase their Personal Finance Simulation score.